SERVICES

전문적인 재정 솔루션

생명보험
Life Insurance

어뉴이티/ 연금
Annuity

롱텀케어
Long-Term Care

은퇴 플랜
IRA / 401K

메디케어
MediCare

재정설계
Financial Planning

생명보험 (Life Insurance)

가족 보호부터 은퇴·상속 전략까지, 목적에 맞는 생명보험 설계
단순한 사망보장이 아닌, 자산 보호와 장기 재정 전략의 일부로 활용됩니다.

✓ Term Life Insurance
– 일정 기간 동안 높은 보장을 낮은 비용으로 준비
✓ Whole Life Insurance
– 평생 보장 + 안정적 Cash Value 형성
✓ Indexed Universal Life (IUL)
– 지수 연동 성장 가능성 + 은퇴 소득 전략 활용
✓ Living Benefits
– 중대한 질병 발생 시 생존 중 혜택 활용 가능

적합한 분:

• 자녀가 있는 가정

• 모기지 보유자

• 사업주

• 상속·은퇴 계획이 필요한 분

어뉴이티 / 연금 (Annuity)

원금 보호와 평생 소득 설계를 위한
은퇴 자산 전략
어뉴이티는 시장 변동 위험을 줄이며
안정적인 은퇴 소득을 설계하는
금융 솔루션

✓ Fixed Indexed Annuity (FIA)
– 원금 보호 + 시장지수 기반 성장 가능성

✓ MYGA
– 확정 금리 기반 자산 운용

✓ Income Rider
– 평생 인컴(Lifetime Income) 옵션

✓ LTC 연계 어뉴이티
– 간병 필요 시 추가 혜택 가능

적합한 분:

• 은퇴 준비 중인 분

• CD 대안 찾는 분

• 안정적 소득을 원하는 분

• IRA/401K 롤오버 고려 중인 분

롱텀케어 (Long-Term Care)

✓ Traditional LTC Insurance

✓ Hybrid LTC
– 보험 + 장기요양 혜택 결합

✓ Home Care / Assisted Living 대비

✓ LTC Rider 포함 플랜

적합한 분:

• 50대 이상

• 자녀에게 부담을 남기고 싶지 않은 분

• 은퇴 자산 보호가 중요한 분

은퇴 플랜
(Retirement Planning)

세금과 인출 전략까지 고려한 맞춤형
은퇴 설계
은퇴 준비는 단순 저축보다
소득·세금·자산 배분 전략이 중요합니다.

✓ Traditional IRA

✓ Roth IRA

✓ SEP IRA

✓ SIMPLE IRA

✓ 401(k) Rollovers

✓ 은퇴 인컴 설계

적합한 분:

• 자영업자

• 직장인

• 은퇴 예정자

• 기존 401K 관리가 필요한 분

메디케어 (Medicare)

복잡한 메디케어 선택을 상황에 맞게
비교·설계
메디케어는 단순 가입보다 병원 이용,
약값, 예산에 따라 전략이 달라집니다.

✓ Medicare Supplement (Plan G, N 등)

✓ Medicare Advantage

✓ Part D Prescription Plans

✓ Initial Enrollment 상담

✓ Annual Review

적합한 분:

• 65세 진입 예정자

• 은퇴 예정자

• 기존 플랜 변경 고려자

재정 설계 (Financial Planning)

보험·은퇴·세금·상속을 함께 보는
통합 재정 전략
재정 설계는 상품 판매보다 전체 자산
흐름을 분석하고 목표에 맞는 구조를
만드는 과정입니다.

✓ 은퇴 자산 분석

✓ 상속 및 Wealth Transfer 전략

✓ 자산 보호 계획

✓ 세금 효율 전략

✓ 보험 포트폴리오 점검

✓ 장기 재정 목표 설계

적합한 분:

• 은퇴가 가까운 분

• 자산이 증가한 가정

• 상속 계획이 필요한 분

• 여러 보험을 보유 중인 분

O.C. Office:
6281 Beach Blvd. #156
Buena Park, CA 90621

CONTACT

Email
garden@blueanchorins.com

Phone
626-456-1256

당신의 오늘을 지키고,
내일을 키웁니다

L.A. Office:
4221 Wilshire Blvd. #460-5
Los Angeles CA 90005

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Annuities distributed by Blue Anchor Financial Services Inc. DBA Blue Anchor Insurance Agency and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company. Blue Anchor Financial Services Inc. is a licensed fixed annuity agency in CA, TX, NV,GA,FL,HI, WA The contract features described may not be current and may not apply in the state in which you reside. Insurance companies often issue contracts which are ‘state-specific’. Insurance companies also change their products and information often and without notice. Annuities are subject to the terms and conditions of the specific contract issued by the insurer, are not FDIC or NCUA insured, are not bank guaranteed, may lose value, and are not a savings deposit product.savings deposit product.

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California. 4223551
Texas. 3155383
New Jersey 3003114861
Virginia 1446193
Nevada 4138499
North Carolina 20396801
WA 1215864